Do I Qualify? | Capital Crane
Don't know your score? Want a better one?

Do You Qualify
for Free Money?

0% interest business credit cards. Up to $150K. Funded in 2 weeks.

Find Out in 2 Minutes
$150K+
Max Funding
0%
Interest Rate
2 Weeks
To Get Funded
680+
Min Credit Score
What We Look At

6 Things That Determine If You Qualify

📊
Credit Score
680+ minimum
720 or above is ideal. The higher, the more you can get.
💳
Card Usage
<30% of your limits
Using less of your credit cards = better. Under 10% is best.
🪪
Credit Cards
1+ required
You need at least one card. Higher limits = more funding.
⏳
Credit Age
2+ years ideal
How long you have had credit. Longer is better.
✅
On-Time Payments
Clean record
No late payments in the last 12 months.
🔍
Recent Applications
<6 in 6 months
Don't apply for lots of credit right before this.
Score Guide

How Much Can You Get?

750 - 850
🌟 Excellent
Best approvals, highest limits
$50K - $150K+
720 - 749
✓ Very Good
Strong approvals across most banks
$30K - $100K
700 - 719
✓ Good
Solid - most banks will approve you
$20K - $60K
680 - 699
~ Minimum
Qualifies - lower amounts available
$10K - $30K
650 - 679
⚠ Too Low
Below our minimum - work on your score first
Not yet
Below 650
✗ Not Now
Need to rebuild - reach out for a game plan
Not now
Watch Out

These Will Disqualify You

🔴
Score below 650
🔴
Active bankruptcy (or in the last 4 years)
🔴
Using 50%+ of your credit cards
🔴
2 or more late payments this year
🔴
Unpaid collections or charge-offs
🔴
Tax liens or court judgments
🔴
No credit cards at all
🔴
Less than 12 months of credit history
Quick Check

Do You Qualify?

📊
What's your credit score?
💳
How much of your credit card limits are you currently using?
🪪
Do you have any credit cards?
📅
Any late payments in the last 12 months?
🚩
Any of these on your credit right now?

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